Loan Repayment

Nevada faces a severe physician and healthcare professional shortage. Don’t let the fear of financial burden stop you from pursuing your passion in health care or public health. We have numerous opportunities for loan repayment which can be found below:
Public Service Loan Forgiveness (PSLF) Program
If you’re employed by a government or not-for-profit organization, you might be eligible for the PSLF Program.
Nevada Health Service Corps | University of NV, Reno
- A practitioner may enter into the Nevada Health Service Corps by engaging in full-time clinical practice in an assigned medically-underserved community in exchange for loan repayment funds.
- Eligibility: physicians (MD, DO), physician assistants (PA), registered nurses (RN), advanced practice registered nurses (NP), dentists, (DDS, DMD), certified nurse midwives (CNM), pharmacists (PharmD), marriage and family therapists (MFT), clinical psychologists (PhD), and licensed clinical social workers (LCSW).
Contact:
Keith Clark, Director of Rural Programs
(775) 327-5070 ext. 6
Nevada Health Equity and Loan Assistance (HEAL) Program
The Nevada HEAL Program is a state funded student loan forgiveness program geared towards increasing and retaining healthcare professionals in Nevada. To qualify, providers must be actively licensed, certified or registered in good standing in Nevada and willing to commit to providing healthcare services in rural or urban underserved communities in the state for at least five years of full-time clinical practice. The total amount of student loan repayment can range from $15,000 to $120,000, depending on the type of provider.
Applications for the 2026 round of funding for the Nevada HEAL Program will be accepted from Monday, January 19, 2026, through Friday, February 20, 2026, at 11:59 p.m.
Due to changes as a result of the 2025 legislative session the types of providers eligible to participate in the program was expanded. The list of providers who are eligible to receive student loan repayment can be found HERE.
National Health Service Corps
National Health Service Corps (NHSC) funds loan repayment and scholarship programs to assist states with recruitment and retention of health care providers, based on federally designated health professional shortage areas (HPSA). The Primary Care Office (PCO) serves as a liaison for the state, to conduct program outreach and to help facilities achieve and maintain status as approved NHSC sites to host providers participating in these programs.
Nurse Corps Loan Repayment Program
Let the Nurse Corps Loan Repayment Program help! They will provide loan repayment to nurses who serve at least two years at a critical shortage facility in a high need area or accredited school of nursing in a U.S. state or territory. By serving for two years, you would receive up to 60% of your unpaid nursing education debt. If you serve a third year, you could receive up to 85% of your unpaid debt. The Nurse Corps Loan Repayment Program application will open soon!
Prepare to Apply:
Step 1: Find out if you’re eligible.
A. You must be a:
- Licensed registered nurse;
- Advanced practice registered nurse, such as a nurse practitioner; or
- Nurse faculty member
B. You must have received your nursing education from an accredited school of nursing
C. You must currently work full-time in or have an offer letter from:
- An eligible critical shortage facility in a high need area (RNs, APRNs)
- An accredited school of nursing
Step 2: Learn how to apply.
Review our application website and subscribe to receive email updates.
Step 3: Gather your documents.
These include, but are not limited to, your: resume/CV; proof of U.S. Citizenship, U.S. National, or Lawful Permanent Residency Status; student loan documentation; and nursing school transcripts.
Pennington Rural Health Services Loan Repayment Program | State of NV
Loan repayment for healthcare practitioners willing to serve in rural, underserved communities.